Why, Why, Why, Why?

Why do politicians create mandates for insurance companies, schools and business that just don't make since? 
1st WHY?- We are renewing our health insurance only to find out due to the healthcare legislation passed last year we are being punished with higher premiums and higher co-pays and fewer services?  McDonald's decided they would drop their coverage and got a waiver.  I'm sure we will pay more for their waiver.

2nd WHY?- Why would you decide someone needs to take a test several years after they have completed a class?  Not to mention you never told them they would need to take a test later?

3rd WHY? - Why would you pass legislation or make decisions when you have no clue how will impact the people charged with implementing it?  Walk a mile in my shoes....

4th WHY?- Why would you ask me how you can help when you really have no intention of helping?